The framework is complete, but the risk picture is not.
Risk assessments, customer files, monitoring outputs and committee papers can each be sound in isolation while the institution lacks one coherent view of the risk it carries.
FINANCIAL CRIME & COMPLIANCE ADVISORY
The control exists. Does it protect?
Independent advisory on the design, operation and effectiveness of financial crime controls.
Financial crime compliance is often measured by presence: a policy, a process, a committee, a completed review. Those things matter. They are not the same as control. We help institutions test whether controls change decisions for the better — and whether the evidence would withstand scrutiny.
WHERE WE ARE CALLED IN
The formal answer is rarely the whole question.
Monitoring is producing alerts, but not enough judgement.
Coverage, data quality, scenario design and investigation practice determine whether monitoring finds the right activity and whether anyone can act on it.
Ownership and customer risk are harder to see than they should be.
KYC/KYB, customer due diligence, beneficial ownership and sanctions controls depend on evidence that is current, understood and usable.
Governance reports activity, not effectiveness.
The number of reviews completed is not the same as the quality of the decisions made. We help teams define evidence that shows whether control is working.
OUR SCOPE
Financial crime control, examined end to end.
- Financial Crime Management (FCM)
- Anti-money laundering (AML)
- Countering the financing of terrorism (CFT)
- Sanctions
- KYC/KYB and customer due diligence
- Beneficial ownership
- Transaction-monitoring effectiveness
- Governance, controls and evidence
OUR APPROACH
Start with the decision. Follow the evidence.
Start with the decision
What must this control help someone decide, stop, escalate or explain? If that question has no clear answer, the control is already in difficulty.
Follow the evidence
We move from policy and design to data, casework and outcome. We look for the gap between how the process is described and how the work is actually done.
Separate the standards
We distinguish legal requirements, international standards, industry guidance and Trasetti's own judgement. We do not blur them to make a recommendation sound more certain.
Leave the client able to explain it
The output is a clear view of what is working, what is not, what matters most and what evidence should show that change has held.
QUESTIONS WE CAN HELP ANSWER
What the board, the regulator and the control owner need to know.
- Are our financial crime controls designed around the risks we actually carry?
- Does our monitoring cover the right risks, and can investigators act on what it produces?
- Can we demonstrate why a customer decision was sound?
- Where does governance stop measuring activity and start measuring effectiveness?
- What should we fix first, and what evidence will show that the change has held?